ProSurancePlus™ is a brand new Errors and Omissions and Office package policy from CFC that has been specifically designed to cater for the insurance needs of Canadian professionals. We have developed a version of ProSurancePlus™ for each of the major professions, so whether the policyholder is an appraiser or an engineer the ProSurancePlus™ policy they receive will be tailored to their particular requirements.

Coverage

ProSurancePlus™ includes:

• Extremely broad errors and omissions insuring clause including claims made by third parties for:
  • act, error or omission, misstatement or misrepresentation,
    unintentional breach of any implied statutory term concerning necessary quality, safety or fitness,
  • unintentional breach of an implied contractual duty to use reasonable care and skill,
  • unintentional breach of warranty of authority, breach of duty, breach of trust, breach of confidence, misuse of information or breach of privacy,
  • unintentional infringement of any intellectual property right,
  • unintentional destruction of, damage to, loss or mislaying of documents or documents in care, custody or control,
  • libel, slander or defamation or passing off,
  • dishonesty of employees,
• Cover for bodily injury and property damage occurring as a result of professional work as standard.
• Commercial General Liability with Employee Benefits Liability, Tenant's Legal Liability, Non-Owned Auto, Damage to Hired Autos and Medical Expenses extensions included automatically.
• Commercial property and business interruption cover specifically written for office-based businesses including:
  • High sums insured available for laptops with worldwide territorial cover
  • No problem with covering extensive hardware and software in the office
  • Reconstitution of data and loss of software licenses cover
  • Our innovative "Flexible First Loss" business interruption cover that provides just the cover that office-based businesses need, often at a reduced cost from traditional business interruption cover
• A flexible, modular policy - the policyholder can choose as many coverages as they like.

(This is only a summary of the policy; reference should be made to the full policy wording).

Target markets

ProSurancePlus™ is available for most professions, and we give worldwide cover (including the USA) as standard. Please contact us for further details.

Cost effective

Premiums for ProSurancePlus™ start from as little as CAD 750, with limits of up to CAD 5,000,000 available.

More Information

If you have any questions or require more information regarding Pratt, Lambert & Brown Insurance, please Contact Us today, or call us toll free at 1-800-889-3698.